Here's a list of hurricane claim guidelines you should consider as part of the preparation for dealing with a storm. From the first steps you should take after an event, to the different types of claims scenarios, CRC Group provides you with the information you need to adequately prepare for a storm.

While homeowners’ policies can help defray the costs of staying away from home when coverage is triggered by damage to the residence, they don’t provide coverage when there is no damage. By adding a mandatory evacuation endorsement to the homeowners’ policy, which is offered by a number of insurers for wildfires and named storms, insureds can ensure they can defray extra expenses even when they are lucky enough to return and find their home undamaged.

Claim denials are stressful for insureds and can strain their relationships with retail risk advisers. When an insurer denied a recent bodily injury claim, the insured’s broker turned to CRC Group for help. CRC’s Claims Advocacy Team went to work to challenge the claim denial.

Hurricanes dominated the headlines last year, but away from the coast, massive losses from thunderstorms, tornadoes, and wildfires continue to roil the property markets. Insureds that have become used to price cuts on non-coastal, non-cat driven business, now face possible rate increases and likely larger deductibles. Our special report "Away From the Coast - Rain, Wind and Fire Roil Property," provides valuable information about market conditions away from the coast and shows why you should avoid neglecting these non-coastal accounts. And as always, as hurricane season gets underway and is forecasted to be normal or above-normal, the experts at CRC Group are here and ready to help.

Action-over claims can result in significant and unexpected liability for business owners, and these claims may not be covered by all commercial general liability (CGL) policies. For insurance professionals and their insureds, not only can an uncovered loss damage relationships, but it also can lead to litigation.

A variety of factors are impacting the long term care industry, including more than half a dozen venues around the United States known to be plaintiff-friendly attracting more lawsuits against LTC facilities and driving change in the marketplace.